About Us

Here at Proper Mortgages, we have streamlined the process of applying for a mortgage. We will outline your budget from the outset and then handle your mortgage application from start to finish to minimise timescales and maximise outcomes. The support doesn’t stop there, we also monitor rates for all of our clients whilst the application is ongoing, and in the future when it comes to renewing the mortgage. We don’t charge up-front fees and we are honest and up front about the charges you stand to incur. Here are some of the ways that we can help you:

First Time Buyers/ Moving Home

Calculate your maximum budget > provide you with quotes and figures > get you a Decision In Principle > handle your mortgage application and deal with the lender and third parties on your behalf > get your mortgage application approved > help you get the keys to your new home as quickly as possible whilst offering continuous support throughout the process

Mortgage Renewals/ Raising Capital

Contact you 6 months before your fixed rate expires > provide you with quotes and figures > reserve a new deal up to 6 months in advance >  continue to monitor interest rates for the months that follow, notifying you if and when better deals become available that you can benefit from

Buy-To-Let Mortgages

Whether you are an experienced landlord with a portfolio of properties or you’re completely new to the Buy-To-Let world, we are here to help. We help our clients to fully understand the Buy-To-Let market and we provide them with bespoke quotations when the time comes, offering continuous support throughout. We can also maintain and help to manage the mortgages across your portfolio (whether you own 1 or 100 properties) without charge

Find Out More About What We Offer Here.